Terms of Use

Welcome, and thank you for your interest in Alpoca Ltd. (“Alpoca”, “we”, or “us”) and our website at https://torch.finance (the “Site”) together with web and mobile applications (the “Apps”). These Terms of Use are a legally binding contract between you and Alpoca regarding your use of the Site or the Apps. Please read the following terms carefully before using the Site or the Apps. By using the Site or the Apps, you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions (together, the “Terms”). If you are not eligible, or you do not agree to the Terms, then you do not have our permission to use the Site or the Apps.

Eligibility You shall not be persons, residents or entities of any country where, by law, the services provided by this Site or the Apps are prohibited. By agreeing to these Terms, you represent and warrant to us that: (a) you are at least the age of majority in your jurisdiction (e.g. eighteen years old); and (b) your use of the Site or the Apps is in compliance with any and all applicable laws and regulations. If you are an entity, organization, or company, the individual accepting these Terms on your behalf represents and warrants that they have authority to bind you to these Terms and you agree to be bound by these Terms. Additionally, by using the Site or the Apps, you represent and warrant that you are not subject to sanctions by the United States, and are not a citizen or resident of a state, country, territory or other jurisdiction that is embargoed by the United States or where your use of the Site or the Apps would be illegal or otherwise violate any domestic or foreign law, rule, statute, or regulation. We may suspend, restrict or terminate your access to any or all of the features on the Site or the Apps, and/or block or bar any transactions of yours if: (a) we are so required by a subpoena, court order, or binding order of a government authority, or under any applicable laws and regulations; (b) you breach these Terms including without limitation to conducting any prohibited activities under these Terms; (c) we determine to do so for any legal or regulatory reasons at our sole discretion.

Ownership The Site and the Apps are owned and operated by Alpoca Ltd. We or our licensors retain all right, title, and interest in and to the Site, the Apps and their content (the “Content”) and any trademarks, logos, or service marks displayed on the Site, the Apps or in the Content (the “Marks”). The Site, the Apps, the Content, and the Marks are protected by applicable intellectual property laws and international treaties. Except as expressly authorized by Alpoca, you may not make use of the Site, the Apps, the Content, and the Marks.

Custody and Control of Digital Tokens You have full custody and control of the digital tokens in your digital wallets at all times. We do not custody your digital tokens and do not have access to, or retain the electronic private key of your digital wallet. As the owner and custodian of the digital tokens in your digital wallets, you shall bear all risk of loss of such digital tokens. You understand that Alpoca is not registered or licensed by the Commodity Futures Trading Commission, Securities and Exchange Commission, Financial Crimes Enforcement Network, or any financial regulatory authority, and that no financial regulatory authority has reviewed or approved the Site or the Apps. You further understand that Alpoca is not acting as an investment adviser or commodity trading adviser to any person, does not offer securities services, and that the contents of the Site or the Apps do not constitute advice or recommendations concerning any commodity, security or other asset.

Privacy Policy This Privacy Policy describes the manner in which Alpoca Ltd. (“Alpoca”, “we”, or “us”) and our website at https://torch.finance (the “Site”) or our Apps use and collect data from individuals. This Privacy Policy, which is incorporated into and is subject to the Alpoca Terms of Use, describes the information that we gather from individuals on the Site or the Apps, how we use and disclose such information, and the steps we take to protect such information.

The only information we collect from individuals is blockchain wallet address, transaction data, completed transaction hashes, and the token names, symbols, or other blockchain identifiers of the tokens that you execute any type of transaction, and the information agreed to provide in advance. We do not collect any personal information from individuals. We may, however, use third-party service providers which may receive or independently obtain individuals’ personal information. We do not control how these third parties handle individuals’ data and individuals should review their privacy policies to understand how they collect, use, and share personal information.

We implement a variety of security measures to maintain the safety of personal information when individuals enter, submit, or access personal information.

We use cookies to understand and save preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our Site or Apps visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

We do not sell, trade, or otherwise transfer to outside parties personally identifiable information. This does not include trusted third parties who assist us in operating our Site or Apps, conducting our business, or servicing, so long as those parties agree to keep this information confidential. We may also release individuals’ information when we believe release is appropriate to comply with the law, enforce our Privacy Policy, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

By using our Site or Apps, you consent to our Privacy Policy.

If we decide to change our Privacy Policy, we will post those changes on this page.