> For the complete documentation index, see [llms.txt](https://doc.torch.finance/telegram-usd/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.torch.finance/telegram-usd/how-tgusd-works/architecture.md).

# Architecture

Due to current limitations in TON’s cross-chain infrastructure—such as transfer caps and slippage constraints—the existing tgUSD architecture incorporates certain centralized components to ensure operational safety and efficiency during cross-chain transfers. 

However, Torch Finance is actively developing a next-generation, decentralized design that significantly enhances automation, transparency, and risk control.

To clearly present both the current implementation and our future roadmap, we have divided the architecture section into two pages:

* [Current Version](/telegram-usd/how-tgusd-works/architecture/current-version.md) – Outlines the system currently live on mainnet and its operational workflow.
* [Next Version](/telegram-usd/how-tgusd-works/architecture/next-version.md) – Showcases the upcoming decentralized architecture, featuring our intelligent automation layer, **Safe Yield AI**, and its core functionalities.