# Architecture Due to current limitations in TON’s cross-chain infrastructure—such as transfer caps and slippage constraints—the existing tgUSD architecture incorporates certain centralized components to ensure operational safety and efficiency during cross-chain transfers. However, Torch Finance is actively developing a next-generation, decentralized design that significantly enhances automation, transparency, and risk control. To clearly present both the current implementation and our future roadmap, we have divided the architecture section into two pages: * [Current Version](/telegram-usd/how-tgusd-works/architecture/current-version.md) – Outlines the system currently live on mainnet and its operational workflow. * [Next Version](/telegram-usd/how-tgusd-works/architecture/next-version.md) – Showcases the upcoming decentralized architecture, featuring our intelligent automation layer, **Safe Yield AI**, and its core functionalities. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://doc.torch.finance/telegram-usd/how-tgusd-works/architecture.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.