🏠Architecture

Due to current limitations in TON’s cross-chain infrastructure—such as transfer caps and slippage constraints—the existing tgUSD architecture incorporates certain centralized components to ensure operational safety and efficiency during cross-chain transfers.

However, Torch Finance is actively developing a next-generation, decentralized design that significantly enhances automation, transparency, and risk control.

To clearly present both the current implementation and our future roadmap, we have divided the architecture section into two pages:

• Current Version – Outlines the system currently live on mainnet and its operational workflow.

• Next Version – Showcases the upcoming decentralized architecture, featuring our intelligent automation layer, Safe Yield AI, and its core functionalities.