> For the complete documentation index, see [llms.txt](https://doc.torch.finance/telegram-usd/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.torch.finance/telegram-usd/how-tgusd-works/architecture/next-version.md). # Next Version
## Smarter Collateral, Smarter Yield To further enhance tgUSD’s capital efficiency and decentralization, we are actively evolving its architecture with the following components: ### **🏦 Diversified, Overcollateralized Asset Support** tgUSD will support a broader range of high-quality collateral assets beyond USDT, including: * TG Bonds * TON * tgBTC These assets will be used to **overcollateralize** tgUSD, enabling a more robust and decentralized minting model that benefits from deep on-chain liquidity and protocol synergies. ### **⚙️ Advanced Yield Strategies** Minted collateral will be deployed into **market-neutral** and **delta-neutral strategies**, targeting consistent yield with minimized directional risk. This allows the system to generate sustainable returns while preserving the peg and reducing volatility exposure. ### **⏳ Lock-In Incentives for Higher Yield** Users minting tgUSD will be offered the option to **lock their collateral for a predefined period**. In return, they will receive: * Boosted yields * Access to premium strategies, such as fixed-income lending, advanced arbitrage, or protocol-native incentives By securing longer-term capital, the system can confidently engage in higher-complexity, higher-return strategies that aren't viable with fully liquid positions. ## Combined with Safe Yield AI These enhancements will be orchestrated by **Safe Yield AI**, our intelligent automation layer that optimizes capital allocation, risk monitoring, and bridge routing — enabling fully automated, decentralized, and high-performance yield generation across ecosystems.